Credit RepairCredit repair is more important now than ever before. In fact, your credit report is as unique as you are.

Millions of people find it more and more difficult to meet their financial obligations or to clear their financial problems. As mortgage interest rates rise, adjustable rate mortgage payments continue to skyrocket. Credit card late fees continue to accumulate. And, lenders are still offering credit to people who are in desperate need of help. But, lending, however, only prolongs the problem, and often increases a person’s total debt as well as their late payments. The result of this vicious cycle is bad credit.

VIP Credit Repair Financial Freedom Options

Many opportunities for financial freedom are available if you find yourself in this situation. Some options you can pursue are as follows:

  • Debt negotiation (the first step, hoping that creditors are indeed willing to negotiate)
  • Debt consolidation (the second step, if negotiation has occurred)
  • Debt settlement (the third step, if negotiation and consolidation are viable options)
  • Repayment plans (the last step in reaching a solution)
  • Credit repair (a program that some clients may choose to get themselves back on their way to debt resolution)

Not all debt-relief companies and plans are the same. Finding the right debt-relief solution and, just as importantly, the right debt-repair company, is fundamental to addressing your financial and credit repair needs. With all the debt-related offerings available in today’s marketplace, it is oftentimes confusing to determine what company’s offerings are best for you. 

bad creditVIP Credit Repair, a sister company to VIP Divorce Discovery, offers free, no obligation, credit repair counseling. VIP Credit Repair helps identify the best way or ways to improve your financial situation. Our staff educates you regarding the various and detailed aspects of debt relief and credit repair.

VIP Credit Repair has gathered a team of professionals to help you examine debt-relief and credit repair options. Our employees work closely with our clients to develop plans that lead to results—results that reduce or eliminate debt as quickly as possible with the best possible solutions. Our collaborative working style emphasizes teamwork and trust.

Why Should I use VIP Credit Repair?

Most credit repair companies use form letters or generic computer programs to attempt to dispute a client’s credit items. VIP Credit Repair, however, employs knowledgeable and experienced analysts who are far more effective than standard or conventional solutions.

VIP Credit Repair offers a unique six-stage system that allows our professionals to initiate audits and monitor responses from creditors, collection agencies, public record providers, and other reporting agencies. This means that the credit reporting agencies have no choice but to act in your favor. We also contact your creditors, demanding a response within the time mandated by federal law.

Note: We contact the FTC if your creditors or the credit reporting agencies violate your rights under the Fair Credit Reporting Act. When necessary, we can refer you to an experienced attorney who will file suit against creditors who are in willful violation of your FCRA protected rights.

When you partner with VIP Credit Repair, you will speak with one of our experienced credit repair analysts who will answer your questions personally and in total confidentiality. Consider these differences that VIP Credit Repair offers over traditional debt collection agencies:

If you are struggling with unmanageable debt or bad credit, VIP Credit Repair offers programs that meet your needs. We provide you a free, no-obligation consultation. VIP Credit Repair is registered and bonded for your protection.